Save BIG and enjoy up to 5% cash rebate at Giant and special credit card member prices whenever you shop at Giant Malaysia.
Benefits
√ 8.88% interest rate
√ 20 days interest-free period
√ 2.5% cashback
√ 6.99% balance transfer over 12 months
√ Flexi Pay
√ RM0 annual fee *
Cash Back
5% cash rebate at Giant Hypermarket and 2% on selected dining and utilities expenses.
Balance Transfer
Pay off outstanding balances transferred from other credit cards at 6.99% interest over 12 months.
Flexi Pay
Longer payment terms of up to 36 months with flat interest rates ranging from 9.84% to 10.57% per annum.
Reward
NO
Low Interest Rate
Save on interest payments with an effective APR of 8.88% on outstanding card balances.
Travel
Citibank will book your travel, golf and spa packages and hotel accommodation for almost anywhere in the world
Fees & ChargesThere are always fees but how much are they?
Annual Fee-RM120
First year free
Annual Fee for Supplement Card -RM0
Minimum monthly payment -RM50 or 5% of outstanding amount
Late payment fee- RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee- RM20 or 5% of withdrawn amount
Interest Rate On Cash Withdrawals- 18%
Credit Card Service Tax -RM50
RequirementsAre you eligible for this credit card?
Minimum annual income -RM24,000
Minimum age for primary card holder -21 and above
Minimum age for supplementary card holder- 18
Who can Apply -Anybody
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